Beach & O’Neill Insurance Associates is a full service insurance brokerage firm representing commercial clients across a wide spectrum of industries. In addition, we have a full service personal lines department that writes personal insurance for thousands of clients in California and Nevada. For more than 60 years, we’ve helped clients cover their commercial and personal insurance needs. In 2017, we were listed as the 6th largest and one of the fastest growing insurance brokerage firm in the Sacramento region by the Sacramento Business Journal. In 2017, we became an Acrisure Partner Agency joining one of the top 10 largest insurance brokerage firms in the United States. 

We offer a full range of insurance products for our customers, from personal insurance protection for home, auto, and other related lines of personal coverage, to complete commercial coverage for nearly any type of business. We represent dozens of leading insurance carriers and provide brokerage access to hundreds of specialty markets. Our long history and experience in the insurance market has given us access to leading insurance carriers and unique insurance programs for all types of clients and many different industries.

Our areas of experience in the business insurance market include specialty fields such as construction, habitational, service, manufacturing, and much more. Whether you need general liability insurance, workers compensation, professional liability, or commercial auto, our experienced insurance professionals can help you determine the right coverage to fully protect your business.

At Beach & O’Neill Insurance Associates integrity drives us in all that we do. That’s why we are dedicated to helping you find the right insurance products for your commercial and personal needs. Our focus is on finding creative solutions to save you money while offering you the service and personalized care you deserve.

For more than 60 years, we have served our clients with unwavering dedication, offered a full range of insurance programs and solutions for their needs, and represented our clients with an unwavering commitment to integrity, honesty and professionalism.  


Beach & O’Neill Insurance Associates is a market leader in writing construction insurance in California and Nevada.  It's our passion and what we do.  Let us help you save money while giving you extensive access to exclusive carriers and special programs.  

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Beach & O’Neill Insurance Associates is a market leader in writing auto, homeowner's, personal umbrellla and all related lines of personal coverage.   Contact us and see how we can help you save money on your personal insurance and save money too. 

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General Liability

 We write general liability insurance for many industries including: construction, manufacturing, service and repair, institutional, retail, wholesale, transportation, finance, educational, health care, food services and many more.  Contact us for special rates and programs.  


Worker’s Comp

Want a broker who knows and understands workers compensation? We can help.  We represent nearly all major carriers and place workers compensation across a broad spectrum of industries.  If you are in a hard to place industry such as roofing or framing, contact us to see what our special carrier relationships can do for you.

Auto Insurance

We are a market leader in writing all types of auto insurance.  We represent top A rated companies with extremely competative rates.  From large composite fleet rated policies, to single vehicle policies, we have the right solutions to save you time and money.