Group Health Insurance

Group health insurance is the main component of many employers' benefits packages for eligible employees. When you want to provide group health to your employees and their families, we can help you find the right health insurance plan for your business.  Understanding health care requirements and laws, including the Affordable Care Act, can be confusing for business owners. That’s why we are here to help.

 

The Benefits of Group Health Insurance

Under the Affordable Care Act, employers with 50 or more full-time equivalent employees are required to offer minimum-value, affordable group health insurance. However, even if you aren’t required to provide health insurance to your employees, there are still many benefits to doing so:

  • Offering group health benefits helps employers attract and retain qualified employees.
  • Employers may be able to deduct 100% of their health insurance costs as a business expense.  This should be confirmed with your CPA.
  • Small business owners may be able to receive a tax credit for offering health insurance benefits.
  • Preventative care coverage can lead to healthier, more productive employees.

Whether you are required by law to offer health insurance coverage, or just want to offer the best possible benefits package to help you attract and retain employees, we can help you find the right health insurance for your business.