About Us

With more than 60 years in business, Beach & O’Neill Insurance Associates, Inc. has grown alongside the Sacramento region. We were listed as the 8th largest property and casualty brokerage firm in the area by the Sacramento Business Journal in 2015, and as the fastest growing brokerage firm in the region.

When Bob Beach started servicing personal and business insurance customers in Fair Oaks, CA in 1947, he relied on a single employee, his wife, and word of mouth from satisfied customers to grow his company. Today, Beach & O’Neill Insurance Associates, Inc. is still a family owned business that is born from that personalized service Bob Beach provided his first clients.  Through word of mouth, client referrals, and reputable experience in our industry, the company has come a long way growing to over 40 employees and handling millions of dollars in premiums for business and personal clients all across California and Nevada.  

Beach & O’Neill Insurance Associates, Inc. embraces and invests in cutting edge technology to help our employees go above and beyond the industry standard to provide the best products and service to our customers.   Our long history in business, customer-focused dedication, commitment to integrity, and technologically-forward approach to the industry sets us apart in the California insurance market.

Over the decades we’ve expanded our scope of services to not only cover all types of commercial businesses, but we have continued to excel in providing our contractor clients with the newest, most innovative and cost effective insurance products on the market.  We have exceptional experience in all facets of the construction industry and this remains part of our core company focus.  Divisions of our company are specifically tailored to service large and complex construction risks.

In addition to our commercial department and construction department, Beach & O'Neill Insurance Associates, Inc. has emerged as one of the preeminent writers of personal lines including auto and home in California.  Our large personal lines department handles millions of dollars in personal auto and homeowners coverage. We are the largest producer of auto and homeowners insurance for many of our personal lines carriers in our region.  We have an impeccable reputation in the finance, real estate and mortgage industry and our name is well known among business professionals.      

As we’ve grown, adapted, and excelled over the past 60 years, Beach & O’Neill Insurance Associates, Inc. has become one of the premier privately owned insurance brokerage firms servicing the personal and business needs of the residents of California and Northern Nevada. Throughout our growth, expansion, investments, and success, we are still a family owned business dedicated to providing the best possible products and service to our clients.